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Education’s Answer™

With a large and diverse membership ranging from large university systems to small, independent K-12 schools, United Educators (UE) is committed to providing the coverage and tools needed to confidently operate your campus while managing education-specific risks.
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Education Insurance Market Insights

Learn more about the current liability landscape with UE's resources covering the rising costs of claims, social inflation, and more.

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Top Risks Reports

UE members annually share their pressing risks in the Top Risks Survey. This year’s results reveal their self-reported top risks and notes changes over the past few years. Use these reports to compare your institution’s risks against similar UE members.

Top Risks Report: Insights for K-12 Schools Top Risks Report: Insights for Higher Education
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Large Loss Report 2025

This year's report summarizes 54 publicly reported major damage awards and settlements of at least $2.5 million that affected K-12 schools, colleges and universities in 2024.

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Latest Risk Management Resources

web page Minimize Unrest After Racially Charged Incidents Occur on Campus

Follow these strategies to reduce the potential for campus unrest.
web page Prevent Fraternity and Sorority Hazing

To help prevent Greek organization hazing, take the following actions.
web page Youth Homestay Placements

To help ensure a safe and positive experience, establish oversight procedures for homestay placements for summer camps and study abroad programs.
web page Releases and Assumption of Risk Forms in Concussion Management

What to include in your releases and assumption of risk forms, and how to determine which one to use.
Audio Planning for Institutional Mergers or Closures: A Case Study

In this episode, speakers recount their experience with an institution that ceased operating and offer tips for others facing similar circumstances.
web page Using Artificial Intelligence Tools in the HR Lifecycle: Risks to Consider

Artificial intelligence is increasingly a part of applications used in the human resources lifecycle and can come with significant risks.
Video The 2020 Title IX Regulations: A Refresher

Title IX expert Jody Shipper of Grand River Solutions gives a “refresher” on the highlights of the 2020 regulations you need to keep in mind when your institution makes changes to align.
web page Reduce Heat Illness in Athletes

To align your school or campus on effective strategies for heat illness reduction, share this report with athletic trainers, coaches, and staff.
web page School Bathroom Safety

To keep school bathrooms safe, build bathrooms to recommended standards, create bathroom policies, and teach students appropriate bathroom behavior.
web page Name, Image, Likeness; Rule Changes; and Unionization: Higher Ed Athletics

Learn how courts and the NCAA are changing higher education athletics programs.
Video The Stop Campus Hazing Act: Navigating Your Institution’s Compliance

Understand your institution’s compliance obligations under the The Stop Campus Hazing Act (SCHA).
Audio Forecasting Risks in 2025

Listen to United Educators (UE) risk management consultants Hoda Hussein, Beth Kidwell, and Justin Kollinger share their perspectives on risks to watch in 2025.

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